20 Feb 2020

2020 has started off on a bangin’ note. If you were looking at property late 2019 and didn’t pull the trigger, you’re probably finding yourself in a new galaxy of prices. One of the smartest people I follow on Twitter (and someone who I don’t always get along with, mind you), posted this last night:  …

14 Jan 2020

It’s my first post of 2020 and already – just two weeks into the year – I’m angry, mad, and annoyed. Not a good way to start but when I read something that is fundamentally flawed based on one very important detail that makes the whole story, I have no other feelings other than simply: anger….

08 Nov 2019

Working in mortgages can literally be like walking on a minefield sometimes. There are so many different policies, procedures and surprises that can come at you, from any direction, you almost have to be like the guy from The Matrix, trying to dodge bullets. Not surprisingly one of the biggest confusing points is the true…

25 Oct 2019

Fall happens to be probably the best time to consider buying a second home up north. The thought of you sitting by the fireplace and reading your book (while checking your phone every 2 minutes) is a Canadian dream, isn’t it? What if I told you that  buying a second home isn’t as hard as…

10 Oct 2019

You need a mortgage. You are buying/renewing/refinancing. So what do you do? Increasingly a lot of people are turning to the internet to find out what the BEST RATE is. Ahhhh, the best rate.  You see a flashy advertisement for a rate website that promises you the best of the best. You’re convinced this is…

09 Oct 2019

One of the biggest myths I hear often is when I ask to check someone’s credit, and, they don’t want me to because it will “affect their score”. Hey – I get it – you want to make sure your credit maintains its excellence and you’re afraid if I check it, things will go sour….

03 Oct 2019

Hey There! Last week I was discussing the various platforms and ideas that all the political parties are coming up with when facing voters. We know that the Liberals are increasing the “Shared Equity Program” to $750,000 max in GTA for first-time buyers only. The Conservatives and NDP are trying to increase amortization to 30-years…

25 Sep 2019

I have a suggestion for you. If you value your time, and like to be productive, never, ever, ever, spend time on Twitter. It literally is like a time vacuum that simply sucks the seconds away without you even noticing. It’ll get you angry, riled up, and annoyed at the misinformation on there. So many…

24 Sep 2019

Well, there’s nothing quite like #election #promises to get me back in the spirit of writing my blog. After taking an extended absence (sorry!), and trying out new avenues for publishing content, it seems that the blog is where my heart is (and I should have never left, frankly). It appears the gloves are completely…

31 Dec 2018

Wow. It’s almost over. 2018 started off with quite the annoyance. The stress-test. Ugh, I hated that name and I will always hate it. I also hate what they did because it doesn’t make (some) sense. Overall the objective of this Government was to create a false sense of security that the housing market can become affordable. They also…